Get a Mortgage Pre-Approval
You’re ready to buy. Or are you? Maybe you’re not sure what you can afford? Based on your income. You don’t want to fall in love with a property only to find out it’s outside your price range.
You probably need a Mortgage Pre-Approval. This is a document from a lender stating how much money you can afford on a loan or mortgage. There are two advantages to getting this pre-approval:
- It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
- It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer.
Have the money? If so you still may need to have proof of that before making a serious offer on a property. You may also need to decide if paying cash or arranging a different plan depending on current rates, your tax consequences, and your long range goals… which decision makes the most sense?
I’m well-connected in the local real estate scene, so if you want me to recommend a reputable lender. I can get you in touch with qualified great lenders that will make the process go as smoothly as possible. I’m also familiar with 1031 exchanges, have access to Landman services, and many more professionals that can help you!
Call me, I’m ready to work for you!